The Healthy Home Team
Energy Efficient Mortgage
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Company Overview
Company Overview

MyEnergyLoan is a national network of lenders dedicated to providing aggressive closing cost discounts and lower interest rates for buyers of energy efficient homes. An energy efficient home is a healthy home which is more comfortable and built to higher standards. With an eye on sustainability, our network of realtors, builders and lenders are sure to find the right home for you that is built green and financed green.


myEnergyLoan was created out of a clear need to close the sustainability loop in green building and green living. Building homes takes a lot of energy and living in homes does too. The total operating expenses of a home are largely made up of utility bills and mortage payments. That’s right. We see money as latent energy – energy that could be better applied on things other than the continued depletion of non-renewable resources. Since we don’t want to be part the extractive industries any more than we have to be, we created the myEnergyLoan as a way to make a living and make a difference.




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The Best Loan for Energy Efficient Home Buyers
The myEnergyLoan is a comprehensive loan program that provides special finance incentives for energy efficient home buyers.  One way we do that is with the Energy Efficient Mortgage (EEM), which is a unique government-recognized loan program that provides financial incentives to buyers of energy efficient homes.  The EEM is underutilized because a borrower needs to fit a narrow profile in order to qualify for this kind of loan.  Notwithstanding certain limitations, the EEM can provide 115% loans for energy-efficient properties.  If the EEM is not the best product for you, but you are buying an energy efficient home or are going to make energy efficient improvements to your current home, the myEnergyLoan program GUARANTEES lower closing costs and lower interest rates for you!  As the national leader in green building finance programs the myEnergyLoan program provides loan incentives for ALL PROPERTY TYPES, ALL OCCUPANCY TYPES, and ALL DOC TYPES.   Give us a try and you will agree that myEnergyLoan is The Best Loan for Energy Efficient Home Buyers!

Example of myEnergyLoan benefits over 30 years*:
Sales Price:  $300,000
Loan Amount:  $345,000 (115% of purchase price)
Closing Cost Savings:  $1,500 to $3,450
Interest Rate:  .125% to .25% lower interest rate
Federal Tax Credits:  $3,000
Municipality Incentives:  $1,000
Energy Credits:  $2,000
Reduced Operating Expenses:  $7,200
Health Cost Savings:  $1,500 per insured person
Total Savings:  $53,000
Sustainability Impact:  Priceless

*This example is just that – an example – but it is a realistic example of how practical it is to buy an energy efficient home financed with a myEnergyLoan.


The myEnergyLoan program from The Healthy Home Team of HomeFirst Mortgage Corp. was developed as a major improvement in green lending since it works with and/or without our favorite loan product, the Energy Efficient Mortgage.   Ask about Location Efficient Mortgages, too!


Call Jeffrey L. Cole at 404.771.2106
For more information or to prequalify

The Healthy Home Team


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